How to set Financial Goals: Financial success doesn't happen by accident it happens by direction. When you set clear financial goals, your money gains purpose, your actions gain focus, and your future becomes something you can shape, not simply hope for. Identify what you truly want: Be honest about your dreams, such as saving, investing, or debt-free living. Write down your goals clearly: Documenting goals transforms vague ideas into real commitments. Use the SMART framework: Ensure goals are S