Nearly 44 million Americans have student loans, the majority of which is federal debt, or loans funded by the U.S. Department of Education. And the vast majority of that debt — close to $1.5 ...

Subsidized vs. Unsubsidized - The major difference between subsidized and unsubsidized loans involves interest. If a student has a subsidized loan, the federal government will pay the interest for the ...

What is the difference between a subsidized loan and an unsubsidized loan? What is the interest rate on my Federal Direct Loan? The interest rate for Federal Direct Loans that are paid out between ...

"It is really important to understand the differences between the types ... Unlike direct subsidized loans, unsubsidized loans are available to both undergraduate and graduate or professional ...

With subsidized loans you are not charged interest while you’re enrolled at least half-time (at least 6 credits) and during periods of deferment. Unsubsidized loans are ... What is the difference ...

There are two types of direct loans available to undergraduate students: subsidized and unsubsidized loans. Those who qualify for the need-based subsidized version save more money in interest.

The main difference is that borrowers are expected ... interest rates and higher loan origination fees than Direct Subsidized ...

Interest on direct subsidized and unsubsidized loans has gone from 5.50% to 6.53% for undergraduate loans and from 7.05% to 8.08% for graduate loans. For parent PLUS loans, which allow parents to ...

The Federal Direct Loan Program includes both subsidized and unsubsidized student loans. Subsidized loans have no interest charged while you are enrolled at least half-time. Eligibility is based on ...

There are two different forms of this loan: Federal Direct Subsidized Stafford Loan and Federal Direct Unsubsidized Stafford Loan. Students may borrow up to $5,500 in their freshman year (with no more ...

Most undergraduate borrowers qualify for a combination of subsidized and unsubsidized loans. Subsidized loans are not available for graduate or professional students. Because eligibility is based on ...

The Federal Direct Subsidized Loan is a federally-sponsored "need-based ... This loan is available to undergraduate students only. Federal Direct Unsubsidized Loan The Federal Direct Unsubsidized Loan ...