Federal student loans also offer hardship benefits, such as loan deferment and forbearance, which can keep your loans in good ...

Since it's likely you'll either be moved to another payment plan or given a window of time to select a new repayment plan, ...

When you refinance, you replace your existing student loan(s) with a new loan that has either a lower interest rate, a lower ...

After a five-year pause prompted by the COVID-19 pandemic, the federal government has resumed debt collection efforts on ...

as well as the application process and customer reviews. (See our methodology for more information on how we made this list.) Best private student loans Best for flexible repayment terms ...

However, private student loans generally come with fewer protections ... For maximum impact, if you decide to make additional ...

This new loan may include federal loans, private loans, or both. To refinance student loans, you must apply through a private lender such as a bank, credit union, or online lender. The application ...

A private student loan could fill the gap ... Citizens streamlines the student loan application process with its multi-year approval process. After submitting your initial application, Citizens ...

While some disadvantages have to do with using private student loans instead of federal loans, others can apply when you settle on a single lender for all your borrowing needs instead of shopping ...

To take out private student loans, lenders will conduct a hard credit inquiry and request a full application, which could require proof of income, identity verification, proof of address and more.