Navigating student loans can be daunting, but strategic planning ensures manageable debt. By borrowing wisely, students can secure financial freedom post-graduation, aligning debt with future earnings and essential expenses.

Student loan interest rates for 2025 remain painfully high, adding pressure for borrowers already facing rising college costs and stalled forgiveness programs.

Republicans on the House education committee have presented their plan to overhaul federal spending on student loan programs to cut taxes for the rich.