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Learn the essentials of secured loans in 2025. Discover what secured loans are, how they work, collateral involved, and ...
Having multiple credit cards doesn’t guarantee a better credit score—responsible usage, timely payments, and low credit ...
Lenders usually see secured debt as lower risk than unsecured debt because they can use the value of your asset to back the ...
1. Use Your Account Statement as Your Income Proof If you don’t have a salary slip, your account statement can help. It shows how much money comes in, how often, and how steady your income is ...
In the first quarter of 2025, Nigerian banks reported a varied landscape in the supply and demand for credit across different ...
Credit cards are also a good way to build your credit score, which can be important when you apply for other loans, housing, and even insurance. There are two main types of credit cards — secured and ...
Before borrowing an unsecured home improvement loan, consider the drawbacks, like shorter repayment periods and higher interest rates than secured ... the difference in cost between an average ...
Poonawalla Fincorp, a non-banking financial company promoted by the Cyrus Poonawalla Group, on Tuesday expanded its portfolio of secured lending products by entering into the gold loan business. This ...
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