Nearly 44 million Americans have student loans, the majority of which is federal debt, or loans funded by the U.S. Department of Education. And the vast majority of that debt — close to $1.5 ...

There are two types of direct loans available to undergraduate students: subsidized and unsubsidized loans. Those who qualify for the need-based subsidized version save more money in interest.

Subsidized vs. Unsubsidized - The major difference between subsidized and unsubsidized loans involves interest. If a student has a subsidized loan, the federal government will pay the interest for the ...

Federal Direct Loan (FDL) -- Subsidized and Unsubsidized Click to Open The Federal Direct Loan (FDL) is a federal financial aid program under which loan funds are made available to students for ...

What is the difference between a subsidized loan and an unsubsidized loan? What is the interest rate on my Federal Direct Loan? The interest rate for Federal Direct Loans that are paid out between ...

Interest on direct subsidized and unsubsidized loans has gone from 5.50% to 6.53% for undergraduate loans and from 7.05% to 8.08% for graduate loans. For parent PLUS loans, which allow parents to ...

The Federal Direct Loan Program includes both subsidized and unsubsidized student loans. Subsidized loans have no interest charged while you are enrolled at least half-time. Eligibility is based on ...

Most undergraduate borrowers qualify for a combination of subsidized and unsubsidized loans. Subsidized loans are not available for graduate or professional students. Because eligibility is based on ...

The Federal Direct Subsidized Loan is a federally-sponsored "need-based ... This loan is available to undergraduate students only. Federal Direct Unsubsidized Loan The Federal Direct Unsubsidized Loan ...