Here's what to know. Expected student loan interest rates for 2025-2026. The interest rate on federal direct undergraduate loans could be 6.39% in the 2025-2026 academic year, estimates Kantrowitz.

Stay updated on the latest student loan interest rates. Learn about federal and private loan rates, factors that influence them, and tips to secure the best rates.

From May 26 to May 31, the average fixed interest rate on a 10-year private student loan was 6.81% for borrowers with a credit score of 720 or higher who prequalified on Credible.com’s student ...

A small decline in interest rates on federal loans for next school year is the first in five years. It comes amid turmoil in ...

The last time interest rates dropped for federal student loans was for the 2020-21 school year, when the undergraduate rate fell from 4.53% the previous year to 2.75%.

College students will find it cheaper to take out loans in the upcoming school year: The Department of Education lowered interest rates for federal student loans borrowed between July 1, 2025, and ...

Expected student loan interest rates for 2025-2026 The interest rate on federal direct undergraduate loans could be 6.39% in the 2025-2026 academic year, estimates Kantrowitz. The undergraduate ...