Credit card rates have been climbing in recent years, making it more expensive to service outstanding balances. Managing multiple debts — with varying interest rates, payment amounts and due ...

Key takeawaysThe average three-year personal loan rate is 14.33% APR, but you might qualify for a lower rate with good or excellent credit.A debt consolidation loan can help simplify your efforts to ...

You can use a personal loan to pay for anything from weddings to home renovations, dental work, and even income taxes. However, most borrowers use them to consolidate debt. That purpose is so ...

That process is lengthier than the other option — loan consolidation — in which borrowers with multiple defaulted loans can consolidate them into one direct federal loan. Doing so allows the ...

Consolidating debt isn’t just a financial strategy, it’s also a chance to regain control of your financial life. Here is de ...

If you have bad credit (a score below 630), it’s difficult to get a small ... business training and educational resources. Cons Loan amounts max out at $50,000. Can’t be used to pay existing ...

Just graduated? Learn how to evaluate job offers, tackle student loans, build credit and create a budget—so you can start ...

A personal loan can ease the burden of having multiple debts by consolidating them and reducing your payments. But should you ...

A realistic budget is crucial for managing finances and paying off debt. Begin by jotting down all your income and expenses ...

Dogged pursuit of a passion and a mother's inspiration has led to a five-year-old business here being honored by the North Central Small Business Development Center. This week is National Small ...

The City of Lodi is celebrating National Small Business Week this week, offering webinars and events to honor the entrepreneurial spirit, resilience and role the establishments play in driving the ...

Debt financing is when a business borrows money, usually through instruments like bonds and loans, that it has to ... Some options may be harder for small businesses to secure especially if ...