"If you have a Parent PLUS loan, for example, you have to consolidate it before you can get it on income-driven repayment." Will not lower your interest rate: Not only will consolidation not lower ...

A debt consolidation loan may help you save money or get a lower monthly payment, even if you have fair credit.

Student loans ... consolidation does not reduce the interest rate and could potentially increase the total cost of the loan if the term is significantly extended. As such, consolidation should ...

Debt consolidation loans can be secured or unsecured. Secured loans can be cheaper and easier to get. But they also involve ... For this reason, secured loans should be considered as borrowing ...

first responder or health care worker – it may not make sense to include your Perkins loan in consolidation, as you would lose the forgiveness benefits. » MORE: How to get forgiveness for your ...

Having a portion of your debt forgiven can offer big relief, but it's not the only debt relief route you can take.

A home equity loan can be a good option to ... disadvantages of using home equity for debt consolidation. If you made a New Year’s resolution to get those outstanding bills off your back in ...

The Department of Education will soon begin collecting defaulted federal student loans and garnishing wages. Borrowers ...

which can help make the debt consolidation process easier and reduce the temptation to spend your loan money elsewhere. People who want rate discounts: You can get a 0.25% autopay discount if you ...

"Borrowers should carefully consider alternatives to personal loans before ... companies to consolidate debt because it is great for fast cash. This lender allows you to get your money within ...