"If you have a Parent PLUS loan, for example, you have to consolidate it before you can get it on income-driven repayment." Will not lower your interest rate: Not only will consolidation not lower ...

Student loans ... consolidation does not reduce the interest rate and could potentially increase the total cost of the loan if the term is significantly extended. As such, consolidation should ...

But if you're suffering from high-rate debt, this May could be an optimal time to get started with a debt consolidation loan. With interest rates on items like credit cards hovering near a record ...

A debt consolidation loan may help you save money or get a lower monthly payment, even if you have fair credit.

Debt consolidation loans can be secured or unsecured. Secured loans can be cheaper and easier to get. But they also involve ... For this reason, secured loans should be considered as borrowing ...

and availability to find the best debt consolidation loans for bad credit and provide tips on how to choose the right lender when you have less-than-stellar credit. Why You Should Trust Us ...

first responder or health care worker – it may not make sense to include your Perkins loan in consolidation, as you would lose the forgiveness benefits. » MORE: How to get forgiveness for your ...

you should weigh the pros and cons carefully, along with alternative financing options. Divorce can be expensive, and a divorce loan might be necessary to get it done. Getting a divorce can be ...

A home equity loan can be a good option to ... disadvantages of using home equity for debt consolidation. If you made a New Year’s resolution to get those outstanding bills off your back in ...

Compare and apply for the best personal loans for low rates, consolidating debt, home improvements and more — from a lending expert. Updated for 2025.