David Hollingworth, a director at L&C Mortgages, told Money this was part of a wider industry shift to help with affordability. He picked out Nationwide's Helping Hand option at up to 6x salary ...

Octopus Energy was only set up in 2015 but has shaken up the energy market. Its website boasts of being the UK's "most awarded energy supplier" and promises cheap, renewable energy for households.