With the Fed keeping rates paused, here's how to determine if a HELOC or home equity loan is better for homeowners.

You could lose your home if you miss payments, owe more than your home’s worth, and see your credit score drop. Home equity ...

Millions of borrowers who are late on their student loan payments now face “grave consequences” as collection activity restarts, the New York Fed says.

San Francisco-based home equity solutions provider Unison announced Monday that it’s lowering the annual percentage rate (APR) on its Equity Sharing Home Loan, an alternative funding vehicle ...

The rates on home equity lines of credit and loans didn’t move much this week, with the average rate on a $30,000 home equity line of credit (HELOC) ticking up to 7.99 percent, according to ...

New American Funding's Patty Arvielo shared that Tuesday was NAF's best day for mortgage applications in three years. Can it ...

Proportion of homes considered equity-rich drops to 46.2 percent quarter-over-quarter; Rate of seriously underwater homes ticks up slightly <p ...

Both HELOC and home equity loan rates tumbled this week, with the $30,000 HELOC down below 8% and the $30,000, 5-year HE Loan at 8.36% — its lowest since last autumn, according to Bankrate’s ...

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.

A 5-year home equity loan averaged nearly 9% in January 2024. Now, it's 8.36%. Rates on home equity lines of credit have ...

Because they're secured, home equity loans typically have lower interest rates than what you'd get on a credit card, personal loan or private student loan. But since they use your property as ...