With the Fed keeping rates paused, here's how to determine if a HELOC or home equity loan is better for homeowners.

You could lose your home if you miss payments, owe more than your home’s worth, and see your credit score drop. Home equity ...

Millions of borrowers who are late on their student loan payments now face “grave consequences” as collection activity restarts, the New York Fed says.

The rates on home equity lines of credit and loans didn’t move much this week, with the average rate on a $30,000 home equity line of credit (HELOC) ticking up to 7.99 percent, according to ...

A new survey from MeridianLink shows that consumers are warming to the idea of tapping their home equity due to economic ...

New American Funding's Patty Arvielo shared that Tuesday was NAF's best day for mortgage applications in three years. Can it ...

Proportion of homes considered equity-rich drops to 46.2 percent quarter-over-quarter; Rate of seriously underwater homes ticks up slightly <p ...

Because they're secured, home equity loans typically have lower interest rates than what you'd get on a credit card, personal loan or private student loan. But since they use your property as ...

a home equity line of credit (HELOC) can be a good option to access the cash you need. Forbes Advisor ranked multiple top lenders with a focus on their interest rates. Connexus Credit Union landed ...

About 46 percent of mortgaged residential properties in the country were considered equity-rich in the first quarter of 2025, according to ATTOM’s 2025 U.S. Home Equity & Underwater Report. While that ...

In 2022, just 21% of respondents were likely to take out a home equity loan, showing consumers are ... with high interest rates (63%), worries about risking homeownership (22%), and uncertainty ...