Student loan forbearance can buy you time by pausing or reducing payments temporarily, but since interest still accrues, it ...

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For example, if you've applied for the Saving on a Valuable Education (SAVE) plan, your loan may have been placed in forbearance while federal courts review or block the plan's implementation.

When you fall behind on a loan by 270 days, the loan appears on your credit report as being in default. Once a loan is in default the government will send the borrower into collections.

When you fall behind on a loan by 270 days, the loan appears on your credit report as being in default. Once a loan is in default the government will send the borrower into collections.

When you fall behind on a loan by 270 days, the loan appears on your credit report as being in default. Once a loan is in default the government will send the borrower into collections.

The Bottom Line. While student loan forbearance can get you out of a jam if you're having trouble keeping up with payments, it only provides temporary relief.

When you fall behind on a loan by 270 days, the loan appears on your credit report as being in default. Once a loan is in default the government will send the borrower into collections.

When you fall behind on a loan by 270 days, the loan appears on your credit report as being in default. Once a loan is in default the government will send the borrower into collections.

When you fall behind on a loan by 270 days, the loan appears on your credit report as being in default. Once a loan is in default the government will send the borrower into collections.