The new interest rates on federal student loans for 2025-26 school year are set to fall slightly. The interest rates on ...

Federal student loans should come with slightly lower interest rates in the 2025-2026 academic year. Here’s what to know.

or Direct PLUS Loans. The interest rate on federal loans is fixed, and each of these loans needs to be repaid. If your college costs aren't covered completely by the aid offered through the FAFSA ...

With Direct Unsubsidized Loans, you can borrow up to $20,500 each academic year, and Direct PLUS Loans let you borrow ... credit and can score a lower interest rate by going private, a lender ...

Rates can range from 4% to 15% ... For grad students with Direct PLUS loans, interest starts at disbursement too, with no grace period unless your lender says otherwise.

Potential to lower monthly payments: "Direct ... PLUS loan, for example, you have to consolidate it before you can get it on income-driven repayment." Will not lower your interest rate: Not ...