Federal student loans should come with slightly lower interest rates in the 2025-2026 academic year. Here’s what to know.

Federal student loans should come with slightly lower interest rates in the 2025-2026 academic year. Here's what to know.

Student loan interest rates can make a significant difference in how much you make in loan payments over time. Where federal ...

The Fed’s decision to keep rates unchanged still has far-reaching implications for almost all forms of borrowing as well as ...

Student loan interest rates for 2025 remain painfully high, adding pressure for borrowers already facing rising college costs ...

Undergraduate student loans will carry an interest rate of 6.39%, down from 6.53% this year. Graduate direct loans will drop to 7.94% from 8.08%. And PLUS loans for graduate students and parents of ...

Federal student loans also offer hardship benefits, such as loan deferment and forbearance, which can keep your loans in good ...

Currently, the Fed anticipates more cuts in 2025, but those depend on economic conditions. It might not make sense to wait ...

Missing student loan payments can lower credit scores by varying amounts depending on a borrower's credit. Reduced credit ...

Paying off your student loans doesn't have to come at the cost of saving for retirement or building an emergency fund.