The latest data indicates that around 12% of Americans have credit scores below 550, which makes obtaining credit from ...

When you’re in dire need of cash, and your credit score is alarmingly low, traditional financial institutions may not be your ...

If you have no credit, there’s very little or no evidence to indicate what kind of borrower you will be. On the other hand, ...

Most personal loan terms have a one-year minimum, but that may still be too long for your liking. If you need a loan you can pay back quickly, such as for an unexpected expense, there are short ...

Stress in secured loans reflects lingering concerns even after the central bank cracked down on unsecured lending frenzy ...

Indian private banks say they expect increases in defaults on small and personal loans due to slower economic growth to ...

The banking sector’s gross non-performing loans (NPL) or bad loans ratio improved to 3.27 percent in December 2024, the lowest NPL ratio recorded last year, based on Bangko Sentral ng Pilipinas (BSP) ...

State Bank of India (SBI), the country's top lender by assets, expects the industry's concerns over retail borrowers ...

Soured loans held by Philippine banks as a ratio of total credit eased to their lowest level in a year by the end of 2024 as ...

The Consumer Financial Protection Bureau has been a go-to financial agency for dealing with bad practices. Trump ...

India's banking and financial services sector is grappling with a range of issues, including high funding costs, asset ...

If you have a bad credit score and at least six months in business, you might consider this term loan to pay for startup costs or manage cash flow. Keep in mind, however, that you’ll need to be ...