For millions of Americans approaching retirement, the dream of leaving work behind depends on one crucial question: how to ...

I retired in 2022 at 62 years old. I have a $2,900 monthly pension and draw $1,900 per month in Social Security. I have ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable ...

Some of the expenses you face during your working years might shrink once you retire. Take transportation. If you're not ...

So if you don't have an emergency fund at all, then you actually shouldn't contribute money to an IRA or 401 (k) until you've ...

My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from ...

Working longer could give you a chance to boost your IRA or 401(k) ahead of retirement. It's not a given that you'll be able to work full-time as long as you want to, and it may not be good for your ...

If you’re in early retirement — or close to it — you don’t want to gloss over the announcement of new tax brackets for 2026 ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

A recent survey by Guardian Life suggests that more than 50% of Americans expect to supplement their retirement income by ...

If you've been struggling to buy a home but have money in an IRA for retirement, you may be thinking of taking an early ...