Personal loans can be cheaper than bail bonds and don't require collateral. But you can't apply in jail.

The simplest way to figure out which option is cheaper is to find out what your monthly payments would be based on today's average rates for home equity loans and personal loans. We'll do the math ...

The higher your credit score, the better your chances are to get approved for financial products — like personal loans — with a lower interest rate. Still, there are personal loans you can get ...

Most of the best personal loans come directly from a bank or credit union. However, some companies offer peer-to-peer loans, which means the funding for your loan comes from another individual ...

However, this is true for credit across the board. While not as inexpensive as they once were, personal loans can still be a good option for those who can’t wait for rates to come down.

Ideally, you should refinance a personal loan only if you can secure a lower rate and save money without extending your repayment term. If your credit score has improved since taking out the ...

The best personal loan lenders offer affordable monthly payments at a rate that fits your budget. Other loan features, including no fees, rate discounts and mobile apps set some lenders apart.

Have you heard of the phenomenon of clearing off a personal loan by raising a fresh one? Or did you ever think of someone contemplating raising a new loan to clear off his myriad old debts?