Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure ... a fixed-rate mortgage and an adjustable-rate mortgage, or ARM.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure ... When you get a mortgage, your rate can either be fixed or adjustable.

Most housing economists expect average rates for a 30-year fixed mortgage to hover between 6.5% and 7% throughout the year, ...

A rate and term refinance is used to pay off the current loan, including late fees or prepayment penalties that the borrower ...

Kofi has a 7.25% fixed-rate mortgage but was recently offered a “teaser” 6.2% 5/1 adjustable rate mortgage (ARM). He’s 30 ...

Pro Tip You can potentially save $600 to $1,200 annually by applying with multiple mortgage lenders, according to research by Freddie Mac. Can You Refinance an Adjustable-Rate Mortgage?

The company offers a variety of loan products including proprietary low-down-payment loans and a 10-year interest-only jumbo adjustable-rate mortgage ... down payment or closing costs.