High-yield savings accounts are still delivering standout returns, with top APYs holding near record highs. As of October 16, 2025, leading online banks are offering interest rates up to 5.00% APY, ...

Not all banks: While banking giants like JPMorgan Chase and Bank of America offer a plethora of financial products, HYSAs ...

Even with recent interest rate cuts, savers can still earn a sizable return with a high-yield savings account now.

The national average savings account pays just 0.39% APY, according to the FDIC. And for checking accounts it's way lower -- a paltry 0.07% APY on average. So if you've got $10,000 parked in one of ...

Today, SoFi Technologies ( SOFI -4.05%) is an up-and-coming bank that's growing quickly, and it's already a mid-sized bank.