Nearly 44 million Americans have student loans, the majority of which is federal debt, or loans funded by the U.S. Department of Education. And the vast majority of that debt — close to $1.5 ...

Most undergraduate borrowers qualify for a combination of subsidized and unsubsidized loans. Subsidized loans are not available for graduate or professional students. Because eligibility is based on ...

Once you reach this aggregate limit, you will no longer be eligible for additional subsidized loans, although unsubsidized ...

The cost of college – including tuition, housing, textbooks and other fees – adds up for families. However, students are often eligible for financial aid, including scholarships, grants, work ...

There are two different forms of this loan: Federal Direct Subsidized Stafford Loan and Federal Direct Unsubsidized Stafford Loan. Students may borrow up to $5,500 in their freshman year (with no more ...

You will need to repay subsidized, unsubsidized, and Direct Plus Loans. When you complete the FAFSA, your school may offer you any one of three types of federal student loans: subsidized loans ...

The U.S. Department of Education pays the interest on a Direct Subsidized Loan while you’re in school at least half-time. Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate, ...

But be prepared to add loans to the ... $7,500 (up to $5,500 subsidized). Moreover, first-year independent students or dependent students whose parents are denied a PLUS loan (detailed below) can ...

Interest on direct subsidized and unsubsidized loans has gone from 5.50% to 6.53% for undergraduate loans and from 7.05% to 8.08% for graduate loans. For parent PLUS loans, which allow parents to ...

There are two types of direct loans available to undergraduate students: subsidized and unsubsidized loans. Those who qualify for the need-based subsidized version save more money in interest.

Ford Federal Direct Loan (Direct Loan) Program is the U.S. Department of Education's federal student loan program. The U.S. Department of Education is the lender under this program. The Federal Direct ...