Morsa Images / Getty Images Subsidized and unsubsidized student loans are offered as part of the United States Department of Education's Federal Direct Loan Program. If you’re eligible for them ...

Most undergraduate borrowers qualify for a combination of subsidized and unsubsidized loans. Subsidized loans are not available for graduate or professional students. Because eligibility is based on ...

Need-based student loans are appealing because they can be repaid over a long period of time with a low interest rate. An unsubsidized loan is a loan for which the government does not pay the interest ...