Most undergraduate borrowers qualify for a combination of subsidized and unsubsidized loans. Subsidized loans are not available for graduate or professional students. Because eligibility is based on ...

However, dependent students with parents who are ineligible for a direct PLUS loan may be able to receive additional unsubsidized loan funds. The current interest rate on direct subsidized loans ...

Need-based student loans are appealing because they can be repaid over a long period of time with a low interest rate. An unsubsidized loan is a loan for which the government does not pay the interest ...