Learn about unsecured loans, including the risks and considerations. Know how to qualify for one, how to apply, where to get ...

Unsecured personal loans come in a lump sum ... it reflects the overall cost of the loan. For example, if you borrow $10,000 with a three-year repayment term at 15% APR, you’ll pay $2,480 ...

Lenders usually see secured debt as lower risk than unsecured debt because they can use the value of your asset to back the ...

Unlike unsecured personal loans, secured personal loans require some sort of collateral. One example is a home equity loan, in which your home equity acts as the collateral necessary to secure the ...

Personal loans come in many forms, including secured and unsecured loans, debt consolidation loans and personal lines of credit. Unsecured personal loans are common among lenders and don’t ...

Unsecured personal loans don’t require you to risk collateral like a bank account or car title. Depending on your financial situation, they may even be cheaper than other forms of debt.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal ... For example, unsecured loans — which ...

It’s possible to find a personal loan secured with collateral like a CD or another non-liquid asset — for example, the digital lender Upgrade offers a choice of an unsecured loan or one ...

Unsecured personal loans don’t use the bike as collateral, which means the lender can’t repossess it if you can’t repay the loan. You can use unsecured loan funds to purchase any make ...