Key Points ・Collection activity on defaulted student loans will resume on May 5, 2025. ・There's confusion about whether the SAVE forbearance or administrative forbearance is considered default. ・Borrowers are reporting struggles to get through to their loan servicers or even login to websites to check their loans.

The Department of Education will restart collections of unpaid federal student loans on May 5, but delinquent borrowers can opt for a lower payment option, sign up for autopay, or utilize forbearance to avoid defaulting.