A student loan settlement helps you pay off your student loans in one lump sum for less than the amount you owe. To be eligible, your loans must be in default, meaning you failed to make multiple ...

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

In some cases, private student loan lenders will work with you to negotiate a debt settlement. This often requires you to pay a large lump sum within a set timeframe. It's important to note that ...

Student loan delinquencies are poised to hit record highs, and more than 9 million borrowers could see their credit scores tank in the first quarter of this year, according to new data released ...

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat into your debt settlement savings or even wipe it out altogether. It's ...

Will you have to repay? Repaying federal student loans is an intense process for any graudate to go through as they try to get their lives up and running after collecting their degrees from college.

More than 9 million Americans could see “substantial declines” in their FICO scores in the coming months as delinquent student loans begin showing up on credit reports for the first time since ...

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but ...