Stay updated on the latest student loan interest rates. Learn about federal and private loan rates, factors that influence them, and tips to secure the best rates.

Here's what to know. Expected student loan interest rates for 2025-2026. The interest rate on federal direct undergraduate loans could be 6.39% in the 2025-2026 academic year, estimates Kantrowitz.

A small decline in interest rates on federal loans for next school year is the first in five years. It comes amid turmoil in ...

For loans disbursed between July 1, 2025, and June 30, 2026, undergraduate rates will be set at 6.39 percent, a decline from last year's 6.53 percent.

For undergraduates, interest rates on federal student loans are 6.39% for the 2025-26 academic year — marking the first time rates have dropped since 2020-21.

Student loan interest rates on the private market currently range from 3.39% to 17.99%, though only the most credit-worthy borrowers will qualify for the lowest rates, and almost all undergraduate ...

The last time interest rates dropped for federal student loans was for the 2020-21 school year, when the undergraduate rate fell from 4.53% the previous year to 2.75%.

College students will find it cheaper to take out loans in the upcoming school year: The Department of Education lowered interest rates for federal student loans borrowed between July 1, 2025, and ...

Expected student loan interest rates for 2025-2026 The interest rate on federal direct undergraduate loans could be 6.39% in the 2025-2026 academic year, estimates Kantrowitz. The undergraduate ...

Expected student loan interest rates for 2025-2026 The interest rate on federal direct undergraduate loans could be 6.39% in the 2025-2026 academic year, estimates Kantrowitz. The undergraduate ...