Key Points ・Collection activity on defaulted student loans will resume on May 5, 2025. ・There's confusion about whether the SAVE forbearance or administrative forbearance is considered default. ・Borrowers are reporting struggles to get through to their loan servicers or even login to websites to check their loans.

The Education Department is now set to begin involuntary collection through the Treasury Department’s offset program for about 5.3 million borrowers.