A GOP bill known as the Student Success and Taxpayer Savings Plan wouldn’t necessarily lead to a massive surge in private student loans. But it could force more students to consider them or find ways to borrow significantly less for their degrees.

The student loan forgiveness and repayment overhaul could leave these eight groups—from Pell recipients to PSLF borrowers—worse off. Here's who stands to lose.

Elaine Rubin, a student loan policy expert, says borrowers should be on high alert for student loan scams offering to lower their payments, get their debt canceled or make sure th