Private student loans can be a good option if: You have already completed the Free Application for Federal Student Aid, or FAFSA, to see if you’re eligible for federal grants and work-study ...

as well as the application process and customer reviews. (See our methodology for more information on how we made this list.) Best private student loans Best for flexible repayment terms ...

After a five-year pause prompted by the COVID-19 pandemic, the federal government has resumed debt collection efforts on ...

More than just a credit card company, Discover also provides private student loans with several perks, including no application, origination or late fees. Discover's no-fee student loans combine ...

Private student loans (also called alternative loans) should only be considered after first applying for federal student aid, using the Free Application for Federal Student Aid (FAFSA). Private loans ...

Whether you're interested in federal student aid or private student loans, these steps will help smooth out the process when it comes time to apply for a loan.

Application or origination fee ... Compare Sallie Mae's range of interest rates with private student loan lenders. Your actual rate will depend on factors including your — or your co-signer ...

T he landscape of student loan forgiveness in 2025 presents a myriad of opportunities for borrowers seeking relief. Central to this are federal programs like the Public Service Lo ...

See how we rate student loans to write unbiased product reviews. You'll apply for a federal loan with the FAFSA, and a private loan on the lender's website. The FAFSA takes about an hour to ...

Private loans, on the other hand, typically offer fewer repayment options and may not have income-driven plans. Loan forgiveness and discharge How to apply for student loans The government will ...

Earnest private student loans are subject to credit qualification, completion of a loan application, verification of application information, self-certification of loan amount, and school ...

A private student loan could fill the gap ... Citizens streamlines the student loan application process with its multi-year approval process. After submitting your initial application, Citizens ...