Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

In today's high interest rate environment, many people struggle to find affordable financing options. If you need to borrow money, racking up charges on your credit card or taking out a personal loan ...

If you've owned your home for several years, you've likely built up significant equity. In fact, the average American homeowner now has $307,000 in equity, according to a recent Cotality report — ...

Home equity is the percentage of your home you own outright, as opposed to the amount you still owe on a mortgage. If you made a 10% down payment, you'd start with 10% equity and increase from there ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...

Some providers like Universal Credit, Upgrade and LendingClub might lend to borrowers with fair credit, but borrowing costs might be higher Written By Written by Loans Deputy Editor, Buy Side Jessica ...

A no doc home equity loan allows lenders to approve loans without verifying employment or income through standard paperwork, relying instead on alternative documents like bank statements. Taking out a ...