W e are both in our mid-70s and retired. We’re collecting Social Security and pensions — meaning we can live comfortably. We ...
Dear Quentin, My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from paying away all high-interest debt, and when that happens, ...
Another approach to guilt-free spending in retirement is the spend the gains rule, says Gates. With this strategy, if your ...
Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...
When you retire, you might leave your job behind, but you still collect income. And if you collect income, the tax man cometh. Retirement budgets generally are smaller than working-years budgets in ...
Question: I thought I'd be set, but my $3 million isn't buying the retirement I imagined. What should I do? If you’re sitting on a $3 million nest egg, it’s fair to say that you not only have more ...
With just a little planning and a willingness to make adjustments as needed, you can worry a little less about a subpar cost-of-living adjustment.
The creator of the 30-year-old rule has bumped up his recommendation after a new analysis. Rangely García for Money William Bengen’s popular retirement withdrawal rate just got a raise — it’s now 4.7% ...
For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...