Paying extra toward your student loans can reduce your overall interest costs. Consider making additional payments, putting surpluses toward the principal and exploring forgiveness options to repay ...

Student debt does not have to be a 20 or 25 year sentence. With a clear plan, aggressive but realistic payments, and smart use of new federal rules, it is possible to clear balances in under a decade ...

Why are we asking for donations? Why are we asking for donations? This site is free thanks to our community of supporters. Voluntary donations from readers like you keep our news accessible for ...

Refinancing your student loan debt into a personal loan may seem like a way to simplify payments and escape federal loan complexity. Before you make the switch, understand what you might give up and ...

Deciding how to use a holiday bonus depends on interest rates, loan terms, and savings needs. Here’s how to choose the option ...

Once the grace period ends, borrowers are on the hook for monthly student loan payments. Finding room in your budget for those payments can be challenging, especially if you’re juggling rent, ...

Many federal student loans have 10-year repayment terms, but paying off your loans early might save you money Written By Written by Loans Deputy Editor, Buy Side Jessica Ullrich is Deputy Editor at ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...