But that doesn't mean they're free money. Personal loan APRs average 12.17%, according to the Fed's most recent data. Meanwhile, the average credit card interest rate is around 21.19%.

You can apply for rent loans if you're facing a budget shortfall. Personal loans offer maximum flexibility because you can ...

Key Points High interest rates are driving up borrowing costs. They’re also making savings accounts a more lucrative option. Shop around for a great savings account rate so you can take advantage.

For students stressing over tuition costs, the good news is that some types of financial aid are essentially free ...

The cost of groceries increased by 2.5 times the average historical rate between 2019 and 2023. Strategic couponing can help you trim down your grocery bills. You can source coupons from coupon ...

you still have to repay that loan, with interest and fees, so it's not free money. Using a home equity loan to buy another house can put you at risk of losing both homes if you can't keep up with ...

It's free money. Priority No. 3 is toxic debt. If you have any extra cash available, go after the toxic debt in your life. High-interest credit card debt, personal and payday loans, title loans ...

This money will be used to pay debts while waiting on the federal ... The governing boards of impacted local governments need to vote to approve acceptance of the interest-free loans. Meanwhile ...