You don’t always need 20% down — here’s how to pay less ...

The median down payment on a house for a first-time buyer is 9 percent, and some loan programs allow for as little as 3 percent down. Making a larger down payment can get you a lower interest rate, ...

With mortgage rates still about 6% and housing prices near record highs, buying a first home might seem impossible for many, but a down payment assistance program for first-time buyers can be a game ...

Recent data show how typical down payments have jumped since the pandemic for first-time and repeat homebuyers alike Nastasic / Getty Images The average down payment for 2024–25 buyers hit 19%, the ...

The number of down-payment assistance programs is on the rise, and a growing share are open to people of all income levels.

The median down payment among first-time homebuyers across the country is the highest its been in more than 35 years, according to data from the National Association of Realtors. This year, median ...

The typical homebuyer now needs seven years to save for a down payment, according to Realtor.com. The average on the 30-year fixed mortgage is currently at 6.19% according to Mortgage News Daily.

Builders and lenders are increasing incentives like grants, price reductions, and mortgage rate buy-downs for first-time buyers in 2026. NAR sees these trends as key to improved affordability. AI ...

Buying your first home is an exciting milestone, but let’s be honest—it can also feel overwhelming, especially when it comes ...

DPR’s Q4 2025 report finds 2,619 down payment programs, with 62% offering income limits above $100,000 and expanded buyer ...