The Trump administration has taken its latest step toward dismantling the Department of Education — and despite assurances that the agency will “continue to deliver” on programs it’s legally responsible for, like student loans, experts warn it’s likely borrowers will feel significant disruptions .

While federal leaders had promised there will be little to no changes to how student loans and grants are handled, some changes are still possible.

Trump is expected to sign an executive order calling on Education Secretary Linda McMahon to abolish the agency.