Key takeawaysThe average three-year personal loan rate is 14.36% APR, but you might qualify for a lower rate with good or ...

Debt consolidation could save you hundreds or thousands of dollars in interest, but there are things to know first.

LendingClub offers lower rates specifically for debt consolidation loans and will send the loan funds to up to 12 creditors, making it our overall top pick. Loan amount $1k - $40k ...

When you consolidate high-interest debt with a personal loan that has a lower rate, you can save a considerable amount of ...

Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify for better ...

Debt consolidation is a good idea if you can get a lower interest rate than you're currently paying. This will help you reduce your total debt and reorganize it so you can pay it off faster.

Discover the best debt consolidation loans for May 2025. Compare interest rates, fees, and terms to simplify your debt and save on interest.

If you accumulated debt when rates were at their highest, it could be a good time to consider a debt consolidation loan. But they're not for everybody. Learn more about how they work in our guide.

Alternatively, you might opt to take out a debt consolidation loan with an 8% APR—not 0%, but lower than your current rates, and the rate stays fixed for the entire term. Average personal loan ...

Discover how debt consolidation can streamline your finances. Learn about the process, ... If you don't have a strategy in place, these tools could mean winding up in even more debt. Check rates.

CNBC Select looked at fees, interest rates and repayment options for different credit scores to find the best debt consolidation loans.