A debt consolidation loan may help you save money or get a lower monthly payment, even if you have fair credit.

We considered interest rates, eligibility requirements, repayment flexibility, credit score requirements, and availability to find the best debt consolidation loans for bad credit and provide ...

Debt settlement, aka debt relief, debt resolution or debt negotiation, means contacting your creditors and asking them to ...

The hope that interest rates would continue to be cut in 2025 was high on January 1, following three rate cuts in the final ...

When a lender charges off an account as bad debt, it means it no longer intends to try to collect payment on it. This usually ...

you’ll need to have a solid grasp of your finances and credit standing. While you can qualify for debt consolidation with bad credit, you’ll have a harder time getting a low rate. You’ll ...

Ultimately, having too much debt can cause a downward spiral financially — with increasing debt loads and high interest rates ...

If you have excellent credit, high income and are borrowing a relatively small amount of money, it can be easy to get approved for a debt consolidation loan. On the other hand, if you have poor ...

Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our ...

Best Egg lets you tie your debt consolidation loan to collateral – like your car – which can make it much easier to get approved even if your credit isn’t great. Bad-credit borrowers will ...

Personal loans can come with high interest rates, especially for borrowers with poor credit. If you can't fit those monthly payments into your budget, steer clear of the loan." Debt consolidation ...