For decades, credit bureau data has been core to lending decisions. A borrower’s credit score, past repayments, and financial history have dictated everything from mortgage approvals to credit card ...

Credit card users tend to fall into two main groups: those who carry a balance and those who don’t. And how much credit ...

When big-data analytics took the financial world by storm a few years ago, Experian realized it was sitting on a gold mine.

Affirm is reporting consumers' buy now/pay later loans to Experian, following a February study with FICO. It's one of the ...

CIBI Information, Inc. has signed a memorandum of agreement (MoA) with the Securities and Exchange Commission (SEC) to give the credit bureau’s clients access to regulatory data. Under the ...

Data furnishing is the process of sharing consumer information with the major credit bureaus. Since data furnishing isn't required, your credit reports may not reflect all borrowing activity.

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Credit score and reports are distinct tools for assessing creditworthiness. A credit score, ranging from 300 to 900, ...

However, BNPL payments won’t impact a consumer’s credit score for some time, said Pagel, who is also global head of alternative data for the Chicago-based bureau. Buy now, pay later is a new ...

"Our Global Consumer Credit Trends report continues to be unique in the breadth of insights that it provides. This extensive look at consumer credit data and inflation trends from 10 different ...

Before this slide in data breaches, a hack on credit bureau Equifax in September of 2017 exposed personal data of 143 million customers, including 209,000 credit card details. “What’s taken ...