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When big-data analytics took the financial world by storm a few years ago, Experian realized it was sitting on a gold mine.
Buy-now-pay-later is a juggernaut that’s long been absent from consumers’ credit reports. A recent deal with Affirm means that’s no longer the case.
For decades, credit bureau data has been core to lending decisions. A borrower’s credit score, past repayments, and financial history have dictated everything from mortgage approvals to credit card ...
Affirm is reporting consumers' buy now/pay later loans to Experian, following a February study with FICO. It's one of the ...
With the introduction of three new credit information bureaus in India and credit scores for bank customers, individuals will have the liberty of shopping around for cheaper bank loans at better ...
Data furnishing is the process of sharing consumer information with the major credit bureaus. Since data furnishing isn't required, your credit reports may not reflect all borrowing activity.
Before this slide in data breaches, a hack on credit bureau Equifax in September of 2017 exposed personal data of 143 million customers, including 209,000 credit card details. “What’s taken ...
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