The average U.S. FICO® Score is 715, according to credit monitoring bureau Experian, where it's remained since 2023. FICO is the data analytics firm whose scoring models are used in 90% of lending ...

For example, the average car loan interest rate for people with a 730 credit score is 6.70 percent for new cars and 9.63 percent for used cars, while those with a credit score of 550 can expect an ...

But you'll generally need a good credit score of at least 730* to be approved for a rewards credit card. It is, however, ...

However, you'll typically need a strong credit score to get approved for a premium credit card such as the Chase Sapphire Reserve. On top of that, Chase has other application restrictions you need ...