IRS revamps popular tax break for 401(k) contributions— and change could raise your tax bill

SECURE 2.0 Act reqiures workers earning $145K or more to use Roth accounts for catch-up contributions starting 2026.

Trump administration has new rules on 401(k) contributions: What you need to know

Starting in 2026, extra catch-up contributions that those workers are allowed to make to 401 (k) plans will no longer be ...

Only 14% of Workers Reach This 401(k) Goal—Here’s Why It Pays Off to Try

Key Takeaways Only 14% of participants contributed the annual maximum in Vanguard-run defined contribution retirement plans such as 401(k)s in 2024.High-income earners are more likely to max out their ...
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Employees in early 60s will be shocked by their new maximum limit for 401(k) savings

Someone in Generation X who is 59 in July but turns 60 in September 2025 could contribute up to the maximum of $34,750 in a 401(k) plan in 2025. The maximum contribution to a 401(k) plan that any ...

High earners 50-plus will lose a valuable 401(k) tax break with contribution rules about to change. Here's how it will affect your retirement savings

Catch-up contributions allow people aged 50 and up to contribute more to their workplace retirement accounts. For 2025, the ...

What is the Average 401(k) at 50? See How You Measure Up

The average retirement plan participants between the ages of 45 and 54 had an average balance of $168,646 in 2023, according ...

Here's What Really Happens If You Put Too Much in Your 401(k)

Contributing to a 401(k) is one of the most effective ways to save for retirement. However, it's possible to have too much of ...