A lot of people reach retirement age without much money in savings. But if you worked hard and saved well, you may be in a very different position. And if you’re retiring with a respectable nest egg, ...
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Why Suze Orman says the 4% rule is dead

Suze Orman, a well-known personal finance advisor, argues that the traditional 4% withdrawal rule, which was designed to help ...
Bengen wrote a new book, A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, published in August, which posits a new 4.7% rule.
A newly published study challenges fixed-rate withdrawal strategies for retirement spending, such as the long-standing 4% rule, and instead proposes a framework for decumulation centered around a ...
Saving for retirement is not an easy thing to do. But finding the money for retirement savings is only half the battle.
Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first year of retirement and then spending that same amount, adjusted for inflation, every year after ...
Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update, which may be of particular interest in ...
Another approach to guilt-free spending in retirement is the spend the gains rule, says Gates. With this strategy, if your ...
A common rule of retirement suggests retirees could safely withdraw 4 percent of their portfolio per year. But is this still the case?
You'd need about $2.5 million invested to generate $100,000 a year in retirement. Here's how the math and strategy breaks ...
Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...
But the rule no longer stands, says its inventor, Bill Bengen. Instead, he recommends retirees plan on spending 4.7% of their savings in their first year and every year after, adjusted for inflation.